When should I file a roof damage claim in Fayetteville?
The answer to this question depends on how bad the roof damage is, your current insurance policy and amount of coverage. The first thing you need to do is assess the amount of damage the roof has taken and whether it is sufficient to begin the insurance claim process. If you had some branches fall onto the roof and only knock off a shingle or two then it probably is better to just call a roofer in Durham and have them come repair it. However if you have holes in the roof, multiple sections of shingles missing or a tree through the roof then it is the correct time to file a roof replacement claim. A typical asphalt shingle will last between 25 and 30 years on average if installed correctly and from a professional.
You should file a claim as soon as the storm is over and you can safely take pictures of the property and damages. In most cases you will notice roof damage the instant it happens, especially if the roof begins to leak or you notice shingles flying off the roof and onto the yard and driveway. You need to be sure to file the roof replacement claim properly to avoid delays with a settlement. Here are some helpful steps to file a claim successfully and properly the first time.
Determine the extent of damages
In order to see just how bad the roof damages are you will need to climb up onto the roof, get a sturdy ladder out and inspect the shingles. If you are worried about getting on the roof or cannot physically do so then be sure to contact our Fayetteville roofing contractors to help provide an inspection. It is important to document all damages with photographs, time of events and dates if possible. If you choose to have our roofers come out to the home we will complete a detailed report on the damages and if possible also a thorough estimate to either repair or replace the roof entirely.
Understand your policies
The first part in filing a roof damage claim is to understand your insurance policy coverages and what category the damages fall into. Peril and acts of god are just some of the most common categories used regarding home damages and roofing repair. You can check your insurance coverages by contacting your agency, looking online and logging into your account or looking up paperwork from the insurance company. Take notes while you learn this information as it will make things easier for you the next time you are curious about what is covered in your policy and program. Once you have the policy information you can begin filling out the claim forms required and submit pictures of the damages. If these reports are filled out correctly it will help the insurance company submit the claim and process it more quickly.
Contact your insurance provider or Insurance agent
Even though we have given a few steps on the claim process in regards to roofing damages and roof replacements your agent will have exact details and forms required. Insurance agents are always willing to help with your needs as it is their job to do so. Most insurance agents will speak over the phone and via email so they can be in direct contact with you. Once you speak with your agent they will have all of the procedures and processes lined up so it will be easier for you.
Find a roofing contractor in your area
The next step in the process is to contact a local Fayetteville roofing company (hopefully us!), We will provide a written estimate for the cost to repair the damage or replace the entire roof. We guarantee all of our work and provide premium roofing services whether it be a simple repair or a complete tear off and re-roof. Our roofing contractors in Fayetteville are all honest hard workers who take pride in their work. Just like most things in life, you get what you pay for and we come through for our clients to give them the best.
File the roof damage claim
Ssubmit the estimate the roofer provided to the insurance company with all documents, images and forms required. If there are any damages that you missed while talking with your insurance agent be sure to include them in the documentation and email within the claim. Almost all insurance companies will have you submit the information via email or fax if needed. If the damage to the roof is substantial and you are required to leave the home and stay in a hotel be sure to include receipts and all information to the agent for compensation from the insurance provider.
In person meeting with insurance adjuster
The insurance company will send an adjuster out to the home to verify all of the damages caused to the home and confirm the roofing contractors inspection. It is recommended if possible to have the roofer who gave you the estimate present while the adjuster is at the home in case they need to discuss anything in person. Once the adjuster has gone over all the information and the settlement amount is enough to cover the entirety of the damage then the roofing company in North Carolina you chose can begin the work needed to fix the home! We hope you choose us to be your local roofing company near Fayetteville and promise we will be there for you during this difficult time. Call today to get your roof damage inspection completed.
You should file a claim as soon as the storm is over and you can safely take pictures of the property and damages. In most cases you will notice roof damage the instant it happens, especially if the roof begins to leak or you notice shingles flying off the roof and onto the yard and driveway. You need to be sure to file the roof replacement claim properly to avoid delays with a settlement. Here are some helpful steps to file a claim successfully and properly the first time.
Determine the extent of damages
In order to see just how bad the roof damages are you will need to climb up onto the roof, get a sturdy ladder out and inspect the shingles. If you are worried about getting on the roof or cannot physically do so then be sure to contact our Fayetteville roofing contractors to help provide an inspection. It is important to document all damages with photographs, time of events and dates if possible. If you choose to have our roofers come out to the home we will complete a detailed report on the damages and if possible also a thorough estimate to either repair or replace the roof entirely.
Understand your policies
The first part in filing a roof damage claim is to understand your insurance policy coverages and what category the damages fall into. Peril and acts of god are just some of the most common categories used regarding home damages and roofing repair. You can check your insurance coverages by contacting your agency, looking online and logging into your account or looking up paperwork from the insurance company. Take notes while you learn this information as it will make things easier for you the next time you are curious about what is covered in your policy and program. Once you have the policy information you can begin filling out the claim forms required and submit pictures of the damages. If these reports are filled out correctly it will help the insurance company submit the claim and process it more quickly.
Contact your insurance provider or Insurance agent
Even though we have given a few steps on the claim process in regards to roofing damages and roof replacements your agent will have exact details and forms required. Insurance agents are always willing to help with your needs as it is their job to do so. Most insurance agents will speak over the phone and via email so they can be in direct contact with you. Once you speak with your agent they will have all of the procedures and processes lined up so it will be easier for you.
Find a roofing contractor in your area
The next step in the process is to contact a local Fayetteville roofing company (hopefully us!), We will provide a written estimate for the cost to repair the damage or replace the entire roof. We guarantee all of our work and provide premium roofing services whether it be a simple repair or a complete tear off and re-roof. Our roofing contractors in Fayetteville are all honest hard workers who take pride in their work. Just like most things in life, you get what you pay for and we come through for our clients to give them the best.
File the roof damage claim
Ssubmit the estimate the roofer provided to the insurance company with all documents, images and forms required. If there are any damages that you missed while talking with your insurance agent be sure to include them in the documentation and email within the claim. Almost all insurance companies will have you submit the information via email or fax if needed. If the damage to the roof is substantial and you are required to leave the home and stay in a hotel be sure to include receipts and all information to the agent for compensation from the insurance provider.
In person meeting with insurance adjuster
The insurance company will send an adjuster out to the home to verify all of the damages caused to the home and confirm the roofing contractors inspection. It is recommended if possible to have the roofer who gave you the estimate present while the adjuster is at the home in case they need to discuss anything in person. Once the adjuster has gone over all the information and the settlement amount is enough to cover the entirety of the damage then the roofing company in North Carolina you chose can begin the work needed to fix the home! We hope you choose us to be your local roofing company near Fayetteville and promise we will be there for you during this difficult time. Call today to get your roof damage inspection completed.